Inflation Calculator

See the future cost & lost buying power of money.

Calculate how inflation erodes the value of money over time. Enter an amount, an expected annual inflation rate and a number of years to see what the same purchase will cost in the future and how much your money's purchasing power will shrink. Runs fully in your browser — nothing is uploaded.

Inflation Calculator features

How to use Inflation Calculator

  1. Enter the amount

    Type or drag the amount of money you want to check — the price of a purchase today or a sum you hold now.

  2. Set the inflation rate

    Choose an expected average annual inflation rate; 5–6% is a common long-run assumption for India.

  3. Choose the time period

    Pick how many years into the future you want to project the effect of inflation.

  4. Read the future cost

    See what the same purchase will cost in the future and how much your money's purchasing power will have shrunk.

  5. Plan ahead

    Use the result to size investments, salary expectations or a retirement corpus so they keep pace with rising prices.

Frequently asked questions

How does the inflation calculator work?

It compounds your amount by the inflation rate over the number of years. Future cost = amount × (1 + rate)^years, and the buying power of that amount later = amount ÷ (1 + rate)^years.

What inflation rate should I use?

For long-term planning in India, 5–6% is a common assumption; globally 2–3% is typical. Use a rate that matches the category — education and healthcare often inflate faster than the headline number.

What is purchasing power?

Purchasing power is how much real stuff your money can buy. As prices rise, the same amount buys less, so ₹1,00,000 today is worth far less in goods 10–20 years from now.

Is my data stored?

No. Every calculation runs entirely in your browser — nothing you enter is uploaded or saved.

How do I beat inflation?

Invest so your returns exceed the inflation rate. If inflation is 6% and your investment returns 10%, your real (inflation-adjusted) return is about 4% a year.

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